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Digital Banking – Bank virtually anytime – in-app or online

The Digital Banking features extend seamlessly across all devices, from desktop to mobile, and even your smartwatch 24 hours a day! You will enjoy all the banking tools and solutions you expect virtually anytime and anywhere, plus features that can help you worry less and stay on track to meet your financial goals.
All accounts at The Callaway Bank include a seamless Digital Banking experience online or with the mobile app.

  • Access to 2 years of transaction history from the date you sign-up
  • 7 years of eStatements with check images
  • Online Bill Pay
  • P2P (Person-to-Person) payment solution after bank approval
  • Create and manage eAlerts to stay in the know – including custom and travel alerts
  • Turn your Debit Card on/off, temporarily increase spending limits, add to your Digitail Wallet
  • Money Insights: This money management tool for personal accounts lets you see your full financial landscape, easily create budgets, categorize and track spending habits, and set and track goals. Visually tracking your progress can help you take control and meet your goals quicker and easier!

Enroll Now

Learn More:
Digital Banking Demo Site
Digital Banking Guide
Online Banking Basics Video
Mobile Banking Basics Video

Paying Bills Is Easier and Faster

The calendar function lets you pick the date your payment is to arrive and automatically shows you the earliest available date. Most vendors will also receive your payment electronically, meaning some payments will arrive within one or two days of scheduling. Paper checks will still go out to smaller companies not equipped for electronic payment.

Payments are guaranteed to arrive on the date you selected.  If you schedule your payment according to the terms and conditions of the service, and it arrives late, any late charges (up to $50) will be covered by The Callaway Bank.

Funds Withdrawn on Pay Day—We’ve simplified your cash flow by changing the timing of payment. Funds are not pulled from your account until the day the payment arrives.

Expedited Payments—Ever need to pay a bill the same day? This feature enables expedited payments to be made with select vendors on the same day for a small additional fee.

eBills – Some companies offer the option to receive their bill electronically. You’ll have the option to sign up for their electronic billing through online bill pay. This means you can easily click to open your bill and then pay it with another click.

Download The Callaway Bank Mobile App From Your App Store, Now!

Apple App Store Link Android App Link on Google Play

Personal Digital Banking – in-app or online!

The Callaway Bank Mobile app allows you to bank on the go. It’s free to download and offers quick access for managing your consumer accounts.

Learn Moreabout Personal Digital Banking – in-app or online!

Personal Mobile Check Deposit

Deposit checks anywhere, anytime with Mobile Check Deposit from The Callaway Bank.

Learn Moreabout Personal Mobile Check Deposit

Personal eStatements

Fast, secure, and free – enroll today!

Learn Moreabout Personal eStatements

Account eAlerts and Notifications

A wide range of valuable, time-saving updates about your account.

Learn Moreabout Account eAlerts and Notifications
Personal Online Banking FAQs
How do I login to Digital Banking?

-Click on Login Menu in the top right corner of any The Callaway Bank web page. Click the drop down and select Digital Banking.

What happens if I forget my password or get locked out of the system?

We employ the “three strikes and you’re out” method so if you type your password incorrectly three times, you will become locked out. Contact our Customer Care Team at 573-642-3322, 573-447-1771, or 800-446-2265 Monday-Friday 7:00 a.m. – 1:00 a.m. or Saturday 8:00 a.m. – 2:00 p.m. or e-mail us at customercare@callawaybank.com.

Can I access Digital Banking from multiple computers?

Yes, you can access Digital Banking from any number of computers. If you log in from a computer that you haven’t used for Digital Banking before, you will need to go through the verification by text or phone and successfully answer a security question. You can register as many PCs as you like, but we encourage you to register only the computers you routinely use and not register public systems.

Can I change my Username and Password?

Username and Passwords can be changed via your digital profile. Locate your name at the top-left portion of the screen, tap and select “Manage Profile”. You should change your password anytime you believe it has been compromised, and you should always keep it private. For assistance you can reach out to the customercare@callawaybank.com or call 573-642-3322, 573-447-1771, or 800-446-2265 Monday-Friday 7:00 a.m. – 1:00 a.m. or Saturday 8:00 a.m. – 2:00 p.m. 

Are my payments guaranteed?

With the Payments Guarantee, you can be assured that  your electronic payments are safe and reliable. When your payments are processed through Bill Pay, you are protected in the unlikely event of unauthorized transactions or processing delays. The payments guarantee applies when all the payment and contact info provided is accurate.

How does a company or person receive my payment?

We send payments electronically whenever possible but some payments are sent via a check. We send electronic payments to thousands of companies across the U.S. every day. If the company or person cannot receive electronic payments, we print a check and mail it to the address you provide. The check contains the following info: Your Name and Address; The company or person’s name and your account number with them, if available; the payment amount; the delivery date. If you added a memo to your payment, the info is printed on the memo line of the check.

Who can’t I pay with Bill Pay?

You’ll use Bill Pay to pay companies and people with addresses in the United States or its territories. You cannot use Bill Pay to send payments to addresses outside the United States. We don’t recommend using Bill Pay to make state and federal tax payments or court-ordered payments. Such payments are discourages and must be scheduled at your own risk.

How does Bill Pay work?

Provide some info about the company or person you want to pay, and then tell us how much and when you want payment made. We send your payment electronically when possible. If the person or company can’t accept electronic payments, we print a check and mail it for you.

Can I transfer funds from my accounts at The Callaway Bank to another financial institution?

Yes, if you have enrolled in Bill Pay then you have the option to transfer money, which will allow you to transfer between financial institutions.

What accounts may I access through Digital Banking?

When you enroll, we automatically give you online access to your checking, savings, CD’s, loans, and safe deposit box. You may only access the accounts you own, so it’s important to keep your login information private. If there are other accounts you own that don’t show up on Callaway Bank Online, contact us to see if they may be made available to you online. We allow transfers between your own accounts, but reserve the right to limit transfers on some types of accounts.

How do I sign up for Digital Banking?

If you have an eligible account, click on “Digital Banking” underneath the Login Menu on the upper right side of our home page. Click “Sign Up” link.  Here you will be asked if you already have an account, or if you would like to open a new account.  Choose “I Already Have An Account” and click on “Continue” and let’s get started.  This is an easy 4 step process that will walk you through setting up your Digital Banking.  You will need your account number to set up User ID and Password.  Read and agree to the terms and conditions. 

What do I need to be able to use Callaway Bank Digital Banking?
  • You need an eligible account at The Callaway Bank. This could be a checking, savings, CD, or loan.
  • You need internet access provided by an ISP (Internet Service Provider) from home, school, work, the library, or anywhere else.
  • You will need a secure version of browser software – we recommend using the most current up-to-date version to ensure optimal performance and security.
If I have additional questions, whom do I contact?

Customer Care Team at 573.642.3322, 573.447 1771 or 800.446.BANK (2265); Monday – Friday 7:00 a.m. – 1:00 a.m.; Saturday 8:00 a.m. – 2:00 p.m. or e-mail us at customercare@callawaybank.com.

Can I change my challenge questions?

Yes, after logging in, select MANAGE PROFILE, then CHANGE SECURITY QUESTIONS.

SAFETY TIP: The Callaway Bank will never ask you to divulge or change your private information, and we will never change it for you.

How do I know I’m at the valid Digital Banking site for The Callaway Bank?

Our Digital Banking site is a separate, secure website that lets you manage your accounts and transactions any time of day.  Different browsers have different symbols to show that you’re connected through a secure, encrypted connection.

First please always make sure the site is a secure site. Check for a HTTPS:// site name and a locked pad lock in the web address. All The Callaway Bank sites will be secure.

You can access this site by using the “Login” button at the top right of the home page of callawaybank.com, or you can use the specific URL:  https://callawaybank.myebanking.net/#/

If you ever have questions or concerns the site you are on is not a valid Callaway Bank site, please contact the Customer Care Team at customercare@callawaybank.com or 573-642-3322, 573-447-1771, or 800-446-226 Monday – Friday 7:00 a.m. – 1:00 a.m.; Saturday 8:00 a.m. – 2:00 p.m.

Can I export my account information?

Yes. You can export transaction information in a choice of formats, CSV, Quicken® – QFX, QuickBooks® – QBO, BAI2 or PDF/Print.  Check your software’s documentation to determine which format is appropriate.

When is the money for the payment withdrawn from my account?

If the payment is sent electronically, the money is withdrawn from your account one business day after processing begins. If the company or person cannot receive electronic payments, we print a check and mail it to the address you provide. For some checks, the money is withdrawn one business day after processing begins. For others, the money is withdrawn when the company or person deposits or cashes the check.

If I delete an account, what happens to pending or scheduled transactions?

Deleting an account cancels all pending payments and other transactions from the account. The following transactions are canceled: pending payments, incoming eBills, AutoPay payments, AutoPay payments for eBills, scheduled and repeating transfers, and P2P payments.

Who can I pay with Bill Pay?

You can pay anyone in the United States that you would normally pay by check, automatic debit, or cash. You can pay companies, friends and family members, and service providers such as the babysitter or the plumber.

What is Bill Pay, and how do I sign up?

The Callaway Bank Online bill pay allows you to manage your payments to various companies — all in one place.  You can even set up payments to occur in the future or to be made as recurring payments (i.e. every month, every week, or every two weeks). So, no more worrying about paying bills while you’re on vacation or forgetting to mail a payment!

When may I use Callaway Bank Digital Banking?

Anytime you want! 24 hours a day, 7 days a week.

There may be infrequent times when digital banking is unavailable due to system maintenance.  We try to plan these for late night or early morning.  If the site will be down during the day due to maintenance, we’ll post a notice on our website a few days in advance.

What are the fees involved?

The fees for Callaway Bank Online are:

  • Access to account balances, history, transfers FREE!
  • Personal Bill Payment Service — FREE!
  • Mobile Check Deposit – FREE!
How secure is Callaway Bank Digital Banking?

Callaway Bank Digital Banking is very secure. We use the latest industry-approved security technologies to protect your information, including password-controlled system entry, a digital ID for the bank’s server, Secure Sockets Layer (SSL) protocol for data encryption, and a firewall to control the traffic coming in and going out of our system. Additional information is available on our web site under “Security Statement”.