Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Transaction Limitations for Personal Savings Account: Transfers from a Personal Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. We may close or convert to a transaction account if transaction limits are consistently exceeded.
Transaction Limitations for Business Savings Account: Transfers from a Business Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. We are required to close or convert to a transaction account an account that consistently exceeds the transaction limits.
Fees for all Savings Accounts: A service charge of $1.00 will be charged for each preauthorized, automatic, telephone, computer transfer, check, draft, or similar order to third parties in excess of six per month. This fee will not apply if the account is used by a person under age 18.
Transaction Limitations for Advantage Money Market Account: Transfers from a Advantage Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer, or by check, draft or similar order are limited to six per month.
Fees for Advantage Money Market Account: A service charge of $10.00 will be charged for these types of transactions in excess of six during a month. A service charge of $0.07 will be charged for each deposited item in excess of 50 during a month.
| Account Features | Details |
|---|---|
Account Features The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account. | Details no |
Account Features Account research and/or balancing assistance, per hour, after the first 1/4 hour. | Details $50.00 |
Account Features Accounts closed within Ninety Days of Opening | Details $50.00 |
Account Features Check Printing (fee depends on style of check ordered) | Details no |
Account Features Temporary Checks, per page | Details $3.00 |
Account Features Document copies, per page | Details $3.00 |
Account Features Garnishments | Details $100.00 |
Account Features Levies | Details $100.00 |
Account Features Overdraft (OD)/Non-Sufficient Funds (NSF) Fees: NSF items are defined as items that were returned unpaid. OD items are items that are paid. All items presented against insufficient funds are automatically charged fees by the computer system. These fees are as follows: • Item(s) that create an overdrawn balance of less than $35.00 will not result in an NSF Returned Item Fee or Paid Item Fee. • Item(s) that create an overdrawn balance of $35.00 or greater will be charged a $35.00 per item NSF Returned Item Fee or Paid Item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. Uncollected Funds Fees: Uncollected Funds items are defined as items that are returned or paid when presented against uncollected funds. • Item(s) that present on an uncollected balance of less than $35.00 will not result in an Uncollected Funds Returned Item Fee or an Uncollected Funds Paid Item Fee. • Item(s) that present on an uncollected balance of $35.00 or greater will result in a $35.00 per item Uncollected Funds Returned Item Fee or an Uncollected Funds Paid Item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. Courtesy Pay Program Overdraft Fees: For Accounts that are opted-in to the Courtesy Pay Program (CP) and have items presented against insufficient funds, items will be paid up to the account’s Courtesy Pay limit if the client has not revoked their Courtesy Pay Program opt-in or the bank has not revoked the Courtesy Pay Program privilege. These fees are automatically charged by the computer system against all items. These fees are as follows: • Item(s) that create an overdrawn balance of less than $35.00 will not result in a Courtesy Pay Paid Item Fee. • Item(s) that create an overdrawn balance of $35.00 or greater will be charged a $35.00 per item Courtesy Pay Paid Item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. Courtesy Pay Uncollected Funds Fees Uncollected Funds items are defined as items that are returned or paid when presented against uncollected funds. • Item(s) that present on an uncollected balance of less than $35.00 will not result in an Uncollected Funds Courtesy Pay Paid item Fee • Item(s) that present on an uncollected balance of $35.00 or greater will result in a $35.00 per item Uncollected Funds Courtesy Pay Paid item Fee. Multiple attempts may be made | Details no |
Account Features Maximum Daily OD/NSF Fees are limited to three (3) per day or $105.00 | Details no |
Account Features Continuous Day Overdraft Charge, will be imposed daily beginning on the 3rd business day an account has been overdrawn $35.00 or more and will continue until the account balance is positive | Details $4.00 |
Account Features Incoming Wires, each | Details $15.00 |
Account Features Outgoing Domestic Wires, each | Details $30.00 |
Account Features Outgoing Foreign Wires, each | Details $75.00 |
Account Features Stop Payments, per item ($10 discount if originated thru Digital Banking) | Details $45.00 |
Account Features Check Item Sent for Collection, each | Details $30.00 |
Account Features Night Depository Bag, with Lock, each, per year | Details $20.00 |
Account Features 1099/1098 Tax Notice Copy or Correction, each | Details $7.00 |
Account Features Duplicate Statement, per cycle | Details $3.95 |
Account Features Automatic transfer of funds from a checking or savings account to a checking account to prevent overdraft | Details FREE |
Account Features Online banking, bill pay, and eStatements | Details FREE |
Account Features Undeliverable e-mail Fee -eStatement | Details $6.00 |
Account Features Standard ATM/Debit Card, non-rush order | Details FREE |
Account Features Replacement of lost or stolen ATM/Debit Cards, each (worn out cards are replaced free) | Details $25.00 |
Account Features Deposited Check Returned Unpaid, each | Details $10.00 |
Account Features Third Party Verification of Account Balance Information | Details $10.00 |
Account Features Bad Address Fee, per month (A fee of $8.50 per month will be assessed when the Bank receives initial notification of a bad address) | Details $8.50 |
Account Features Dormant Account Fee (A checking account is dormant if for twelve months you have made no deposits or withdrawals to the account. A savings account is dormant if for two years you have made no deposits or withdrawals to the account. The dormant account fee is charged each month if the daily account balance falls below $1,000.00 any day during the month) | Details $5.00 |
Account Features Notary Services (waived for Gold Leaf Club members) | Details $5.00 |
Account Features Fax Service | Details $7.00 per page |
Account Features Purchase of Money Order | Details $5.00 |
Account Features Purchase of Official Check | Details $8.00 |
Account Features Safe Deposit Box Drilling Fee | Details $150.00 |
Account Features no | Details Version 7/1/2025 |
| Account Features | Details |
|---|---|
Account Features The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account. | |
Account Features Account research and/or balancing assistance, per hour, after the first 1/4 hour | Details $50.00 |
Account Features Accounts closed within Ninety Days of Opening | Details $50.00 |
Account Features Check Printing | Details Varies, please speak with your banker. |
Account Features Temporary Checks, per page | Details $3.00 |
Account Features Document copies, per page | Details $3.00 |
Account Features Garnishments | Details $100.00 |
Account Features Levies | Details $100.00 |
Account Features Overdraft (OD)/Non-Sufficient Funds (NSF) Fees: | Details NSF items are defined as items that were returned unpaid. OD items are items that are paid. All items presented against insufficient funds are automatically charged fees by the computer system. These fees are as follows: • Item(s) that create an overdrawn balance of less than $5.00 will not result in an NSF Returned Item Fee or Paid Item Fee. • Item(s) that create an overdrawn balance of $5.00 or greater will be charged a $35.00 per item NSF Returned Item Fee or Paid Item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. |
Account Features Uncollected Funds Fees: | Details Uncollected Funds items are defined as items that are returned or paid when presented against uncollected funds. • Item(s) that present on an uncollected balance of less than $5.00 will not result in an Uncollected Funds Returned Item Fee or an Uncollected Funds Paid Item Fee. • Item(s) that present on an uncollected balance of $5.00 or greater will result in a $35.00 per item Uncollected Funds Returned Item Fee or an Uncollected Funds Paid Item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. |
Account Features Courtesy Pay Program Overdraft Fees: | Details For Accounts that are opted-in to the Courtesy Pay Program (CP) and have items presented against insufficient funds, items will be paid up to the account’s Courtesy Pay limit if the client has not revoked their Courtesy Pay Program opt-in or the bank has not revoked the Courtesy Pay Program privilege. These fees are automatically charged by the computer system against all items. These fees are as follows:
• Item(s) that create an overdrawn balance of less than $5.00 will not result in a Courtesy Pay Paid Item Fee.
• Item(s) that create an overdrawn balance of $5.00 or greater will be charged a $35.00 per item Courtesy Pay Paid Item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. |
Account Features Courtesy Pay Uncollected Funds Fees: | Details Uncollected Funds items are defined as items that are returned or paid when presented against uncollected funds. • Item(s) that present on an uncollected balance of less than $5.00 will not result in an Uncollected Funds Courtesy Pay Paid item Fee. • Item(s) that present on an uncollected balance of $5.00 or greater will result in a $35.00 per item Uncollected Funds Courtesy Pay Paid item Fee. Multiple attempts may be made by a merchant or other payee to present a returned item for a payment and multiple fees may be charged to client as a result. |
Account Features Maximum Daily OD/NSF Fees: | Details There is no maximum daily limit |
Account Features Continuous Day Overdraft Charge, will be imposed daily beginning on the 3rd business day an account has been overdrawn $5.00 or more and will continue until the account balance is positive | Details $4.00 |
Account Features Incoming Wires, Each | Details $15.00 |
Account Features Outgoing Domestic Wires, each ($10 discount if originated thru Digital Banking) | Details $30.00 |
Account Features Outgoing Foreign Wires, each ($10 discount if originated thru Digital Banking) | Details $75.00 |
Account Features Outgoing Drawdown Wire Request, each | Details $50.00 |
Account Features Stop Payments, per item ($10 discount if originated thru Digital Banking) | Details $45.00 |
Account Features Check Item Sent for Collection, each | Details $30.00 |
Account Features Night Depository Bag, with Lock, each, per year | Details $20.00 |
Account Features 1099/1098 Tax Notice Copy or Correction, each | Details $7.00 |
Account Features Duplicate Statement, per cycle | Details $4.95 |
Account Features Automatic transfer of funds from a checking or savings account to a checking account to prevent overdraft | Details FREE |
Account Features Fax Service, per page | Details $7.00 |
Account Features ATM/Debit Cards, non-rush order | Details $0.00 |
Account Features Replacement of lost or stolen ATM/Debit Cards, each (worn out cards are replaced free) | Details $25.00 |
Account Features Deposited Check Returned Unpaid, each | Details $10.00 |
Account Features Bad Address Fee, per month (fee of $8.50 per month will be assessed when the Bank receives initial notification of a bad address). | Details $8.50 |
Account Features Dormant Account Fee (A checking account is dormant if for twelve months you have made no deposits or withdrawals to the account. A savings account is dormant if for two years you have made no deposits or withdrawals to the account. The dormant account fee is charged each month if the daily account balance falls below $1,000.00 any day during the month). | Details $5.00 |
Account Features Notary Services | Details $5.00 |
Account Features Bill Payment (per month) | Details $12.00 |
Account Features Purchase of Official Check | Details $8.00 |
Account Features Purchase of Money Order | Details $5.00 |
Account Features ACH Origination, per file | Details $6.00 |
Account Features ACH Origination, per entry in file | Details $0.12 |
Account Features ACH Same Day, per entry in file | Details $0.20 |
Account Features ACH Software Licensing/Token/Set-up Fee | Details $60.00 |
Account Features ACH Origination, Additional Software Training, per hour | Details $30.00 |
Account Features ACH Monthly Fee | Details $25.00 |
Account Features ACH Unauthorized Fee, per item | Details $15.00 |
Account Features Positive Pay Service, per month | Details $40.00 |
Account Features Online banking and eStatements | Details $0.00 No Charge! |
Account Features Undeliverable e-mail Fee - eStatement | Details $6.00 |
Account Features Third Party Verification of Account Balance Information | Details $10.00 |
Account Features Safe Deposit Box Drilling Fee | Details $150.00 |
Account Features no | Details Rev. 7/01/2025 |
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