At The Callaway Bank, we’ve designed our credit cards with our customers in mind. Whether your goal is to have a credit card for emergency use, to help build your credit, or to earn cash back on all of your purchases, The Callaway Bank has a card option to fit your needs. Callaway Bank Credit Cards are issued and managed by The Callaway Bank, which means you also benefit from local decision-making and local customer service. We understand that when you need to talk to someone about your card, it helps to talk to someone in person.
Our Callaway Bank Credit Cards feature enhanced card security, including zero liability and Mastercard Benefits to help you achieve your financial goals.
| Account Features | Advantage | Rewards | Cash Back | Credit Builder |
|---|---|---|---|---|
Account Features Card Benefit
| Advantage Our Best Rates Available | Rewards Earns Points On All Purchases. Redeem for Gift Cards, Travel, Merchandise, or Donate to Local Charities | Cash Back Earns 1% Cash Back On All Purchases. Redeem When And For Whatever Amount You'd Like. | Credit Builder For Those With Limited or Challenged Credit. Credit Limit Secured by Certificate of Deposit |
Account Features Rates | Advantage 13.49% - 20.49% | Rewards 16.49% - 23.49% | Cash Back 16.49% - 23.49% | Credit Builder 15.74% |
Account Features Rate Details | Advantage | Rewards | Cash Back | Credit Builder |
Account Features Annual Fee | Advantage $0 | Rewards $0 | Cash Back $0 | Credit Builder $0 |
Account Features Rewards/Cash Back | Advantage N/A | Rewards Earn Rewards Points +
10,000 Free points for Opening Account | Cash Back Earn Cash Back On All Purchases | Credit Builder N/A |
Account Features Redemption of Rewards/Cash Back (1) | Advantage N/A | Rewards Redeem Points Anytime | Cash Back Redeem Accrued Cash Anytime | Credit Builder N/A |
Account Features Issued and Managed by The Callaway Bank | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |
Account Features Local Customer Service | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |
Account Features 24/7 Account Monitoring | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |
Account Features Paying Late Won't Raise APR | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |
Account Features No Overlimit Fee | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |
Account Features Account Alerts | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |
Account Features | Advantage ✔ | Rewards ✔ | Cash Back ✔ | Credit Builder ✔ |