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Paying Bills Just Got Faster

Paying your bills is easier and a faster process with Online Bill Pay. The easy calendar function will let you pick the date your payment is to arrive and it will automatically show you the earliest arrival date available. Most vendors will also receive your payment electronically (via ACH) which means that some payments will arrive within one or two days of scheduling. Paper checks will still go out to smaller companies not equipped for electronic payment, but we anticipate more than 60% will be made electronically.

  • Payments are Guaranteed

Payments are guaranteed to arrive on the date you selected. If you schedule your payment according to the terms and conditions of the service, and it arrives late, any late charges (up to $50) will be covered by The Callaway Bank.

  • Funds Withdrawn on Pay Day

We’ve made it easy on your cash flow by changing the timing of payment. With the new system, funds are not pulled from your account until the day the payment arrives.

  • Expedited Payments

Ever find yourself needing to pay a bill that same day? This feature will allow for expedited payments to be made with some vendors the same day for a small fee.

  • eBills

Some companies now offer the option to receive their bill electronically. You’ll have the option to sign up for their electronic billing through online bill pay. This means that you can easily click to open your bill and then pay it with another click.

  • To Enroll In Digital Banking:

Enrollment is quick, easy, and available online. Register today: Sign Up for Digital Banking.

Online Bill Pay FAQs
Are my Bill Pay payments guaranteed?
With the Payments Guarantee, you can be assured that  your electronic payments are safe and reliable. When your payments are processed through Bill Pay, you are protected in the unlikely event of unauthorized transactions or processing delays. The payments guarantee applies when all the payment and contact info provided is accurate.
When is the money for the Bill Pay payment withdrawn from my account?
If the payment is sent electronically, the money is withdrawn from your account one business day after processing begins. If the company or person cannot receive electronic payments, we print a check and mail it to the address you provide. For some checks, the money is withdrawn one business day after processing begins. For others, the money is withdrawn when the company or person deposits or cashes the check.
How does a company or person receive my Bill Pay payment?
We send payments electronically whenever possible. We send electronic payments to thousands of companies across the U.S. every day. If the company or person cannot receive electronic payments, we print a check and mail it to the address you provide. The check contains the following info: Your Name and Address; the company or person’s name and your account number with them, if available; the payment amount; the delivery date. If you added a memo to your payment, the info is printed on the memo line of the check.
Who can’t I pay with Bill Pay?
You’ll use Bill Pay to pay companies and people with addresses in the United States or its territories. You cannot use Bill Pay to send payments to addresses outside the United States. We don’t recommend using Bill Pay to make state and federal tax payments or court-ordered payments. Such payments are discouraged and are scheduled at your own risk.
Who can I pay with Bill Pay?
You can pay anyone in the United States that you would normally pay by check, automatic debit, or cash. You can pay companies, friends and family members, and service providers such as the babysitter or the plumber.
How does Bill Pay work?
Provide some info about the company or person you want to pay, and then tell us how much and when you want payment made. We send your payment electronically when possible. If the person or company can’t accept electronic payments, we print a check and mail it for you.
What is Business Bill Pay, and how do I sign up?
The Callaway Bank Online bill pay allows you to manage your payments to various companies — all in one place.  You can even set up payments to occur in the future or to be made as recurring payments (i.e. every month, every week, or every two weeks). So, no more worrying about paying bills while you’re on vacation or forgetting to mail a payment!  Please reach out to one of our dedicated Business Banking Team members by calling 573.592.6390, Monday – Friday 8:00am – 6:00pm to get enrolled today.
What if I have bills automatically paid via my debit card?
If you receive a new debit card due to being lost or stolen, your new card will have a completely new number.  It is important that you contact those companies who bill your debit card and give them your new number. If you do not, they may charge you a late fee because they could not receive payment by their due date.
Who can’t I pay with Bill Pay?
You’ll use Bill Pay to pay companies and people with addresses in the United States or its territories. You cannot use Bill Pay to send payments to addresses outside the United States. We don’t recommend using Bill Pay to make state and federal tax payments or court-ordered payments. Such payments are discourages and must be scheduled at your own risk.
How does Personal Bill Pay work?
Provide some info about the company or person you want to pay, and then tell us how much and when you want payment made. We send your payment electronically when possible. If the person or company can’t accept electronic payments, we print a check and mail it for you.
What is Bill Pay, and how do I sign up?
The Callaway Bank Online bill pay allows you to manage your payments to various companies — all in one place.  You can even set up payments to occur in the future or to be made as recurring payments (i.e. every month, every week, or every two weeks). So, no more worrying about paying bills while you’re on vacation or forgetting to mail a payment!
Can I transfer funds from my accounts at The Callaway Bank to another financial institution?
Yes, if you have enrolled in Bill Pay then you have the option to transfer money, which will allow you to transfer between financial institutions.
What are the fees involved?
The fees for Callaway Bank Online are:
  • Access to account balances, history, transfers – FREE!
  • Personal Bill Payment Service — FREE!
  • Mobile Check Deposit – FREE!
  • Business Bill Payment Service – $4.95 Monthly