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Save Up To $1,000 Off Your Closing Cost!

We want to be your bank! Finance your home with us and save up to $1,000* off your closing costs when you bank with us. Don’t wait, take advantage of this home loan special and get prequalified now!

We’re a fiercely independent, locally owned, Federally Insured community banking institution whose goal is to improve the financial lives of our clients. We want to be your bank, and we’ll do everything we can to help you fulfill your needs and achieve your goals.

We’re your community bank, and we’ve been putting customers first for over 160 years.

*Move your checking account with direct deposit. At a minimum, this offer requires your checking account, debit card, and auto-pay with The Callaway Bank to be set up prior to loan closing, with the expectation that direct deposit will be set up after home loan closing. Offer available on the first lien of the primary residence. Purchases or refinances of all mortgage products offered at The Callaway Bank, excluding construction loans, bridge loans, and home equity lines of credit, are eligible. Up to $1,000 in lender credits will be applied to closing costs, which include origination fees and third-party fees. Escrow reserves are not included. All loans are subject to standard underwriting requirements and credit approval. Not available to existing checking account holders. A checking account requires a $100 minimum deposit to open the account. All regular account opening procedures apply and are subject to approval. Other terms and conditions may apply. This is a limited-time offer. Speak with a Mortgage Lender for more information.

 

Why Choose The Callaway Bank?

Our lenders are based here, at home in Ashland, Columbia, and Fulton, so they are familiar with the local market and will work with you to find the best loan for your needs. Life is filled with memorable moments, both big and small. Regardless of the size of the moment, The Callaway Bank is here to help you with those moments that matter.

When you bank with us, you can enjoy a full suite of personal banking solutions, backed by the customer service you deserve.

Ultimate Checking Account

Our Ultimate Checking® Account is the best value and it earns Callaway Rewards!

Learn Moreabout Ultimate Checking Account

Cash Back Debit Card Account

The Cash Back Debit Card from The Callaway Bank rewards every swipe or click with 4% (up to $8/month) cash back.

Learn Moreabout Cash Back Debit Card Account

Simple Checking Account

Basic Checking is an account that comes with all of the features that you will need to feel secure.

Learn Moreabout Simple Checking Account

Digital Banking

In-App or Online – bank when and where you want.

Learn Moreabout Digital Banking

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Russ Marshman

Commercial/Real Estate Lender

Fulton (Downtown)

NMLS#: 842706

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Russ Marshman offers over 20 years of lending experience, which he brought to The Callaway Bank in 2020. The Wisconsin native relocated from Green Bay to Marshall, MO, in 1985 before settling in Fulton in 2019. The commercial and real estate lender is driven to help people realize their dreams and enjoys the commitment to teamwork of the Bank’s lending department.

In his free time, Russ enjoys fishing, riding side-by-sides, and spending time with his family, especially his grandchildren. He also raises golden retrievers and goldendoodles.

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Josh King

Commercial Lender

Fulton (Downtown)

NMLS#: 1658999

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Josh is a Fulton native with a skillful knack in the financial industry. With nine years in the banking industry, he has spent three of those years in lending and six in retail banking all while honing his banking and financial skills.

When he is not crunching numbers, you will find him on the golf course or engaging in a friendly game of conrhole. As an ambassador with the Callaway Chamber of commerce, Josh is deeply connected with the Fulton and Callaway communities.

He thrives in the small-town vibe where he is passionate about assisting local businesses in realizing their dreams. His commitment to his clients is unwavering and prides himself on making the loan process as smooth and stress-free as possible while building strong, everlasting relationships along the way.

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Dave Toczylowski

Mortgage/Commercial Lender

Ashland

NMLS#: 2611216

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Dave Toczylowski has more than 15 years of lending and business development experience. He enjoys working closely with clients to find financial solutions that foster a path to encourage their success and growth.

“Working with a community bank that truly believes in and lives out its mission daily attracted me to The Callaway Bank.”
– Dave Toczylowski

A native Missourian and graduate of the University of Missouri – Columbia, he has enjoyed volunteering over the years with the United Way, Habitat for Humanity, and Missouri Stream Team. His work with Junior Achievement to inspire and prepare young leaders of tomorrow for success is especially gratifying. Toczylowski is also a member of the Walt Beumer Memorial Chapter of the National Wild Turkey Federation and the local chapter of Ducks Unlimited.

A resident of Columbia, he enjoys attending sporting events to support his nieces and nephews and spending time with family and friends. Outside of that, he also loves hunting and fishing and, on a rainy day, can often be found wrapped up in a good crime or historical novel.

Contact Dave today for your Commercial Lending needs!

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Brent Martin

Mortgage/Commercial Lender

Columbia (West Broadway)

NMLS#: 2034083

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NMLS #2034083

Brent’s enthusiasm for helping people reach their goals is exciting to witness. His strong and honest work ethic, combined with his ability to multitask, helps him balance his family, career, and farm goals.

He loves hunting, fishing, and working on the farm with his wife and their three boys while also serving in their church and watching football.

Supporting the United Way and volunteering with Junior Achievement to teach financial literacy to our young people are two significant efforts for Brent.

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Brian Hughes

Commercial/Real Estate Lender, VP

Fulton (Downtown)

NMLS#: 869059

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Brian has been with The Callaway Bank since 2006, serving previously as a Personal Banker at the Main branch and Branch Manager at the South branch. In 2012, Brian transitioned into his current role as a Commercial/Real Estate Lender at the Main bank location in Fulton.

Brian, originally from Hatton, Missouri, graduated from William Woods University with a Bachelor of Science in Business Administration. Brian chooses to give back to his community by serving on the Callaway County United Way Board. During his spare time, he enjoys spending time outdoors, hunting, competitive pistol shooting, and being with his family and friends.

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Mike Wagner

Mike Wagner

Commercial/Mortgage Lender

Columbia (Chapel Hill)

NMLS#: 541794

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