Ashland

Jacob Pestle, VP is the Business Banking Manager for The Callaway Bank.

A graduate of Rock Bridge High School, he also attended Columbia College. An Eagle Scout, Pestle attributes Boy Scouts Troop 4, Columbia with teaching him lifelong values and the importance of building good character to prepare him to be a conscientious and responsible leader in the banking industry.

Pestle is a member of the Columbia Chamber of Commerce and is a resident of Columbia, MO.

Kelli Desmond is a Deposit Documentation Specialist at The Callaway Bank. Born and raised in mid-Missouri, she’s served the banking needs of Ashland-area residents since 2018. Her years of industry experience offer helpful insight to both personal and commercial banking customers.

While Kelli has worked at institutions of all sizes, she was drawn to The Callaway Bank for its abilities to offer the best of both worlds — small town connections with big opportunities. Outside of the Bank, she enjoys spending time with her daughters. From traveling to cooking and DIY projects, she also enjoys a challenge and has an inclination for adventure.

Dave Toczylowski has more than 15 years of lending and business development experience. He enjoys working closely with clients to find financial solutions that foster a path to encourage their success and growth.

“Working with a community bank that truly believes in and lives out its mission daily attracted me to The Callaway Bank.”
– Dave Toczylowski

A native Missourian and graduate of the University of Missouri – Columbia, he has enjoyed volunteering over the years with the United Way, Habitat for Humanity, and Missouri Stream Team. His work with Junior Achievement to inspire and prepare young leaders of tomorrow for success is especially gratifying. Toczylowski is also a member of the Walt Beumer Memorial Chapter of the National Wild Turkey Federation and the local chapter of Ducks Unlimited.

A resident of Columbia, he enjoys attending sporting events to support his nieces and nephews and spending time with family and friends. Outside of that, he also loves hunting and fishing and, on a rainy day, can often be found wrapped up in a good crime or historical novel.

Contact Dave today for your Commercial Lending needs!

When joining The Callaway Bank in 2021, Tony Jaco brought with him over 25 years of management experience. The local branch manager proudly serves the needs of banking customers across Boone County, MO. From Columbia to Ashland, he’s dedicated to fostering the Bank’s family atmosphere and assisting clients with special moments concerning their financial needs.

Outside of the Bank, Tony enjoys spending time with his daughters and family. Some of his favorite activities include fishing, traveling, and football (Go 49ers!). He also volunteers with many local organizations, including the Food Bank of Central Missouri, the Boys and Girls Clubs of the Columbia Area, and United Way of Central Missouri.