Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
No matter the size of your business, we have checking account options and services to fit your needs. We will work with you to establish a plan that makes the most sense for your business.
The Business Checking account is designed to fit the needs of startups and large companies, allowing them to transact business at little to zero cost. This account is capable of scaling with you as your company grows, too. You can easily add direct deposit/ACH services, remote deposit capture, merchant service, and other cash management services.
The Commercial Checking account is designed for large companies with high-volume transactions. While there is a nominal monthly fee, it can be offset by the balances kept in the account.
Cash Management Services, such as ACH, wires, remote deposit capture, and online banking, are available with multiple-user access.
| ACCOUNT FEATURES | BUSINESS CHECKING | COMMERCIAL CHECKING |
|---|---|---|
ACCOUNT FEATURES Monthly Service Charge | BUSINESS CHECKING $0.00 | COMMERCIAL CHECKING $9.95 |
ACCOUNT FEATURES Minimum Balance to Open | BUSINESS CHECKING $100.00 | COMMERCIAL CHECKING $100.00 |
ACCOUNT FEATURES Minimum Daily Balance Required (1) | BUSINESS CHECKING $0.00 | COMMERCIAL CHECKING $2,500.00 to Waive Monthly Service Charge |
ACCOUNT FEATURES Callaway Bank Rewards program eligible Full Details | BUSINESS CHECKING  | COMMERCIAL CHECKING |
ACCOUNT FEATURES Unlimited Electronic Debits/Credits | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES Written Checks (2) | BUSINESS CHECKING 150 Included | COMMERCIAL CHECKING 300 Included |
ACCOUNT FEATURES Deposited Checks (3) | BUSINESS CHECKING 150 Included | COMMERCIAL CHECKING 300 Included |
ACCOUNT FEATURES Debit MasterCard® Business Card benefits including Zero Liability | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES Digital Banking that has a full suite of powerful tools for your business needs! Custom account alerts, eStatements w/check images, load receipt images to transactions, set travel alerts, transfer money, mobile check deposit (4) and SO much more! | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES no | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES OPTIONAL ACCOUNT FEATURES | BUSINESS CHECKING no | COMMERCIAL CHECKING no |
ACCOUNT FEATURES Get Paid on the Go with Autobooks | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES Extended FDIC Coverage We make it easy! | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES Positive Pay | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES ACH & Wire Cash Management | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES Merchant Services, eDeposit (Remote Deposit Capture) | BUSINESS CHECKING | COMMERCIAL CHECKING |
ACCOUNT FEATURES Paper Statement Elegible | BUSINESS CHECKING $4.95 Per Cycle | COMMERCIAL CHECKING $4.95 Per Cycle |
ACCOUNT FEATURES Online Bill Pay | BUSINESS CHECKING $4.95 Per Cycle | COMMERCIAL CHECKING $4.95 Per Cycle |
ACCOUNT FEATURES Courtesy Pay Overdraft Protection Available (5) | BUSINESS CHECKING $2,000.00 Limit | COMMERCIAL CHECKING $2,000.00 Limit |
ACCOUNT FEATURES Other Fees | BUSINESS CHECKING | COMMERCIAL CHECKING |
Choose from a variety of services that allow you to maximize your cash flow and better manage your funds.
Learn Moreabout Business Cash Management ServicesOur Business Cash Back or Rewards Credit Cards give you great flexibility and protection with your purchases.
Learn Moreabout Business Credit CardsPayment & Merchant Services Solutions Banking with us means you can enjoy options and personalized advice on the best fit for accepting credit cards for payment, terminals, phone/tablet apps, virtual terminals, point-of-sale devices, integration into existing point-of-sale systems, and website integration for YOUR specific business type. Take payments with less stress, no contract, and enjoy.
Learn Moreabout Payment & Merchant Services SolutionsCustomers with one of our Ultimate Checking® accounts can earn rewards just for using your Callaway Bank debit card!
Learn Moreabout The Callaway Bank Rewards Program1 If your account reaches a zero balance, it will automatically be closed. 2 Written checks will cost $0.25 per check after limit. 3 Deposited Checks will cost $0.25 per check over amount listed. 4 Mobile Check Deposit is available after a 30-day waiting period and approval. 5 Courtesy Pay Overdraft Protection charges $35.00 per item overdrawn. The fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. ATM and everyday debit card transactions will be covered only if prior authorization is on file with the bank. Negative balances must be made current within 30 days but will be subject to a $4.00 per day fee beginning on day three the account is negative. Overdrafts are paid at the sole discretion of the bank. Overdrafts may not be paid if your account is not in good standing.
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