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Investing in commercial real estate can take on many different forms, but working with a lender that knows how to tailor a commercial loan to fit your needs is important. Whether it’s for your own business or income-producing property, The Callaway Bank’s lenders will listen to your needs and work to develop a loan that designed for your situation.

The Callaway Bank Advantage

  • Extensive experience with commercial real estate lending, from spec homes to strip centers.
  • Our decisions are made locally, and they are client-focused.
  • We can help with all of your business banking needs, too.

Local Decisions

Our lenders live in the communities we serve, and our lending decisions are made right here in mid-Missouri, which means faster answers and a better understanding of your market.

Our commercial lenders have experience with commercial real estate of all sizes. From multi-family to manufacturing, we’ll work with you to find ways to accomplish your goals that let you focus on running your business.

Commercial Real Estate Loans

  • Property Acquisition
  • Expansion
  • Renovation
  • Refinancing
  • Construction
  • Multi-family
  • Investment Property
  • Spec Building
  • Industrial
  • Office Space
  • Residential or Commercial Development
  • Agriculture

Loan Size

No matter your size we can accommodate you. From small renovations to multi-million dollar developments, we have the resources to help you. Contact a Commercial Lender below or get started online now:

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Russ Marshman

Commercial/Real Estate Lender

Fulton (Downtown)

NMLS#: 842706

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Russ Marshman offers over 20 years of lending experience, which he brought to The Callaway Bank in 2020. The Wisconsin native relocated from Green Bay to Marshall, MO, in 1985 before settling in Fulton in 2019. The commercial and real estate lender is driven to help people realize their dreams and enjoys the commitment to teamwork of the Bank’s lending department.

In his free time, Russ enjoys fishing, riding side-by-sides, and spending time with his family, especially his grandchildren. He also raises golden retrievers and goldendoodles.

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Josh King

Commercial Lender

Fulton (Downtown)

NMLS#: 1658999

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Josh is a Fulton native with a skillful knack in the financial industry. With nine years in the banking industry, he has spent three of those years in lending and six in retail banking all while honing his banking and financial skills.

When he is not crunching numbers, you will find him on the golf course or engaging in a friendly game of conrhole. As an ambassador with the Callaway Chamber of commerce, Josh is deeply connected with the Fulton and Callaway communities.

He thrives in the small-town vibe where he is passionate about assisting local businesses in realizing their dreams. His commitment to his clients is unwavering and prides himself on making the loan process as smooth and stress-free as possible while building strong, everlasting relationships along the way.

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Dave Toczylowski

Mortgage/Commercial Lender

Ashland

NMLS#: 2611216

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Dave Toczylowski has more than 15 years of lending and business development experience. He enjoys working closely with clients to find financial solutions that foster a path to encourage their success and growth.

“Working with a community bank that truly believes in and lives out its mission daily attracted me to The Callaway Bank.”
– Dave Toczylowski

A native Missourian and graduate of the University of Missouri – Columbia, he has enjoyed volunteering over the years with the United Way, Habitat for Humanity, and Missouri Stream Team. His work with Junior Achievement to inspire and prepare young leaders of tomorrow for success is especially gratifying. Toczylowski is also a member of the Walt Beumer Memorial Chapter of the National Wild Turkey Federation and the local chapter of Ducks Unlimited.

A resident of Columbia, he enjoys attending sporting events to support his nieces and nephews and spending time with family and friends. Outside of that, he also loves hunting and fishing and, on a rainy day, can often be found wrapped up in a good crime or historical novel.

Contact Dave today for your Commercial Lending needs!

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Carson Humphreys

Agriculture/Commercial Lender

Fulton (Downtown)

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Born and raised in Callaway County, Carson Humphreys has spent his entire life living and working in agriculture. He even resides on the same farm he grew up on located just south of Fulton, along with his wife and four sons. Such life experience provides the ag lender with valuable insight into the unique financial needs of local farmers.

After graduating from Fulton High School, Carson earned his Bachelor of Science in Animal Science from Northwest Missouri State University. He spent several years in the farm machinery industry before becoming an Ag teacher at Fulton High School. Now, the commercial lender is taking on a new adventure at The Callaway Bank to assist and work with Mid-Missouri’s agricultural community in a new way.

In his free time, the local can be found working on the farm and dedicating time to numerous agriculture and youth-focused programs — many of which impacted his life growing up. Carson proudly volunteers with the Callaway Youth Expo as a board member and a ham and bacon superintendent. He’s also the ham and bacon project leader for the 4-H club and continues to support the Fulton FFA.

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Brent Martin

Mortgage/Commercial Lender

Columbia (West Broadway)

NMLS#: 2034083

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NMLS #2034083

Brent’s enthusiasm for helping people reach their goals is exciting to witness. His strong and honest work ethic, combined with his ability to multitask, helps him balance his family, career, and farm goals.

He loves hunting, fishing, and working on the farm with his wife and their three boys while also serving in their church and watching football.

Supporting the United Way and volunteering with Junior Achievement to teach financial literacy to our young people are two significant efforts for Brent.

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Josh Stephenson

Regional Market President, SVP

Columbia (Chapel Hill)

NMLS#: 757402

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NMLS #757402

Josh Stephenson, President of the Boone County Market, has more than 15 years of lending experience and has been with The Callaway Bank since 2009. He received a Bachelor of Science from William Jewell College in Liberty, Missouri, and is also a graduate of The School of Banking in Springfield, Missouri. Josh is dedicated to the community he serves and is active with the Columbia Chamber of Commerce and the Lions Club. Josh coaches youth football and basketball in his spare time and farms a few hundred acres.

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Bob Fisher

Commercial Lender, VP

Columbia (West Broadway)

NMLS#: 757352

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NMLS #757352

Bob has been a Commercial Lender with The Callaway Bank since 1998. Prior to joining the bank, Bob already had 12 years of commercial lending and financial service experience. Through his years of experience, Bob has gained expertise in the areas of real estate, rental property, construction, and equipment financing. He earned his Bachelor of Science in Business Administration and Master of Business Administration, with a focus in Finance and Banking, from the University of Missouri-Columbia. Bob is also very active in the local community. He is currently serving as the treasurer and board member for the Fulton High School Senior Parents Association, as well as a board member and treasurer for the Risk Management Association, and an advisory board member for the Callaway County United Way. He has also formerly served as the president for the Risk Management Association board, former president and vice president for the Callaway County United Way, former president and vice president for the Host Lions Club in Columbia, two-time former board member and treasurer for the Voluntary Action Center, and former deacon and treasurer for the board of his church. In his spare time, Bob enjoys sports, reading, seeing a good movie, and spending time with his family.

bob.fisher@callawaybank.com

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Brian Hughes

Commercial/Real Estate Lender, VP

Fulton (Downtown)

NMLS#: 869059

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Brian has been with The Callaway Bank since 2006, serving previously as a Personal Banker at the Main branch and Branch Manager at the South branch. In 2012, Brian transitioned into his current role as a Commercial/Real Estate Lender at the Main bank location in Fulton.

Brian, originally from Hatton, Missouri, graduated from William Woods University with a Bachelor of Science in Business Administration. Brian chooses to give back to his community by serving on the Callaway County United Way Board. During his spare time, he enjoys spending time outdoors, hunting, competitive pistol shooting, and being with his family and friends.

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Lane Thebeau

Agriculture/Commercial Lender

Fulton (Downtown)

NMLS#: 2808989

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Lane Thebeau is an Agricultural and Commercial Lender for The Callaway Bank in Mid-Missouri. Get in touch with Lane to assist you with your lending needs today!

Don Kieffer

Don Kieffer

Commercial Lender

Columbia (Chapel Hill)

NMLS#: #2809921

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Don Kieffer is a Commercial Lender for The Callaway Bank in Mid-Missouri. Get in touch with Don to assist you with your lending needs today!

Mike Wagner

Mike Wagner

Commercial/Mortgage Lender

Columbia (Chapel Hill)

NMLS#: 541794

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