Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Demo

Ag Lending

Not just any loan officer can provide Ag lending service. They have to know agriculture and understand its unique demands. Our team of bankers knows Ag lending, from crops to livestock. They’re farmers, too, and know what it’s like to be in your boots.

The Callaway Bank Advantage

We listen to your financial needs and goals. We genuinely want to help you achieve your dreams this year, next year, and in the years to come. We have extensive experience with ag lending loans of all sizes. Plus, we make decisions locally, keeping your needs at the forefront. We take pride in helping you reach your financial goals.

Ag Lending For Your Operation Needs:

  • Farm Ground
  • Facilities
  • Crops
  • Machinery/Equipment
  • Vehicles
  • Inventory
  • Operating Capital

Loan Terms

We work with you to determine what best fits your situation. From interest-only loans to one payment per year to fully amortizing loans, we can accommodate just about any option.

  • Adjustable and Fixed-Rate Loans
  • Flexible payment plans that fit your cash flow: monthly, quarterly, semi-annual, and annual payments
  • Multiple down payment options

Pre-Qualify For A Business Loan

Farmland / Ag Real Estate

Flexible Loan Options

We work with you to determine what fits your situation best.  From interest-only to one payment per year to fully amortizing loans, we can accommodate just about any option.

  • Adjustable rate loans: 3/1, 5/1, 7/1, and 10/1
  • Fixed-rate loans: 1 year – 5 years
  • Government Programs Available for up to 30-Year Fixed
  • Multiple down payment options
  • Payment options terms are available by: monthly, quarterly, semi-annual, and annual payment
Equipment and Implements

Flexible Loan Options

We work with you to determine what best fits your situation. From interest-only loans to one-payment-per-year loans to fully amortizing loans, we can accommodate just about any option.

  • Adjustable rate loans: 3/1 and 5/1
  • Fixed-rate loans: 1 year – 7 years
  • Multiple down payment options
  • Payment options fit your needs: monthly, quarterly, semi-annual, and annual payments

Pre-Qualify For A Business Loan

Business Checking

No matter the size of your business, we have options to fit your needs.

Learn Moreabout Business Checking

Business Credit Cards

Our Business Cash Back or Rewards Credit Cards give you great flexibility and protection with your purchases.

Learn Moreabout Business Credit Cards

headshot

Carson Humphreys

Agriculture/Commercial Lender

Fulton (Downtown)

Apply Now Read Bio

Born and raised in Callaway County, Carson Humphreys has spent his entire life living and working in agriculture. He even resides on the same farm he grew up on located just south of Fulton, along with his wife and four sons. Such life experience provides the ag lender with valuable insight into the unique financial needs of local farmers.

After graduating from Fulton High School, Carson earned his Bachelor of Science in Animal Science from Northwest Missouri State University. He spent several years in the farm machinery industry before becoming an Ag teacher at Fulton High School. Now, the commercial lender is taking on a new adventure at The Callaway Bank to assist and work with Mid-Missouri’s agricultural community in a new way.

In his free time, the local can be found working on the farm and dedicating time to numerous agriculture and youth-focused programs — many of which impacted his life growing up. Carson proudly volunteers with the Callaway Youth Expo as a board member and a ham and bacon superintendent. He’s also the ham and bacon project leader for the 4-H club and continues to support the Fulton FFA.

headshot

Josh Stephenson

Regional Market President, SVP

Columbia (Chapel Hill)

NMLS#: 757402

Apply Now Read Bio

NMLS #757402

Josh Stephenson, President of the Boone County Market, has more than 15 years of lending experience and has been with The Callaway Bank since 2009. He received a Bachelor of Science from William Jewell College in Liberty, Missouri, and is also a graduate of The School of Banking in Springfield, Missouri. Josh is dedicated to the community he serves and is active with the Columbia Chamber of Commerce and the Lions Club. Josh coaches youth football and basketball in his spare time and farms a few hundred acres.

Lane Thebeau

Agriculture/Commercial Lender

Fulton (Downtown)

NMLS#: 2808989

Apply Now Read Bio

Lane Thebeau is an Agricultural and Commercial Lender for The Callaway Bank in Mid-Missouri. Get in touch with Lane to assist you with your lending needs today!