Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Whether starting a business or looking to expand, having a lending partner who will guide and support you in those key moments is critical. You need a bank that can help identify obstacles and create strategies for your business success. That is what we do. Our clients have come to rely on our seasoned lenders to do just that and help their businesses grow.
We want to understand your specific needs and unique situation and tailor a finance plan to match. We will be your financial partner for moments that matter, like helping your business grow.
No matter the age or size of your business, we’ve got the resources to help you achieve your goals.
No matter your business size, we can accommodate you. From micro-loans to more than a million dollars, we have the resources to help you. We can also customize payment schedules to handle seasonal businesses. Contact one of our lenders below or start now:
Pre-Qualify For A Business Loan
Our lenders live in the communities we serve, and our lending decisions are made right here in mid-Missouri. We’ve been helping business owners for more than 165 years, during which time we’ve learned a few things about how to support our clients and our communities.
Our commercial lenders have experience with businesses of all sizes and in various industries. From manufacturing to tech companies, we’ll work with you to find ways to accomplish your goals so you can focus on running your business.
Not just any loan officer can provide Ag lending service. They have to know agriculture and understand its unique demands. Our team of bankers knows Ag lending, from crops to livestock. They’re farmers, too!
Learn Moreabout Agriculture LendingAt The Callaway Bank, we understand that managing your business finances is key to your success. That’s why we offer two business credit cards—each designed to help you earn rewards, save money, and support your business growth. Whether you’re trying to earn points or get cash back, we have the right solution for you!
Learn Moreabout Business Credit CardsInvesting in commercial real estate can take on many different forms, but working with a lender that knows how to tailor a commercial loan to fit your needs is important. Whether it’s for your own business or income-producing property, The Callaway Bank’s lenders will listen to your needs and work to develop a loan that designed for your situation.
Learn Moreabout Commercial and Investment Real EstateInvesting in commercial real estate can take on many different forms, but working with a lender that knows how to tailor a commercial loan to fit your needs is important. Whether it’s for your own business or income-producing property, The Callaway Bank’s lenders will listen to your needs and work to develop a loan that designed for your situation.
Learn Moreabout Equipment & Machinery LoansWe can help you take your business to the next level with fast and flexible financing! Equipment loans, inventory loans, real estate loans, working capital, payroll needs, buying a business, or starting a business, The Callaway Bank has been helping owners succeed for more than 165 years.
Learn Moreabout Fast & Flexible Business FinancingSmall Business Lending and Banking is at the heart of what we do and has been for more than 160 years. Small business is what drives our community and provides 80% of employment to our community workforce. As a community bank, we value that tremendously and want to do all we can to help small businesses succeed.
Learn Moreabout SBA LoansThe Callaway Bank is excited to be investing in a specialized loan program specifically designed for highschool student entrepreneurs. Whether it’s your own photography studio, sweet corn patch, greenhouse, or anything else, The Callaway Bank is here to help you get started.
Learn Moreabout Youth Entrepreneur Programheadshot russ
Russ Marshman offers over 20 years of lending experience, which he brought to The Callaway Bank in 2020. The Wisconsin native relocated from Green Bay to Marshall, MO, in 1985 before settling in Fulton in 2019. The commercial and real estate lender is driven to help people realize their dreams and enjoys the commitment to teamwork of the Bank’s lending department.
In his free time, Russ enjoys fishing, riding side-by-sides, and spending time with his family, especially his grandchildren. He also raises golden retrievers and goldendoodles.
Josh is a Fulton native with a skillful knack in the financial industry. With nine years in the banking industry, he has spent three of those years in lending and six in retail banking all while honing his banking and financial skills.
When he is not crunching numbers, you will find him on the golf course or engaging in a friendly game of conrhole. As an ambassador with the Callaway Chamber of commerce, Josh is deeply connected with the Fulton and Callaway communities.
He thrives in the small-town vibe where he is passionate about assisting local businesses in realizing their dreams. His commitment to his clients is unwavering and prides himself on making the loan process as smooth and stress-free as possible while building strong, everlasting relationships along the way.
Dave Toczylowski has more than 15 years of lending and business development experience. He enjoys working closely with clients to find financial solutions that foster a path to encourage their success and growth.
“Working with a community bank that truly believes in and lives out its mission daily attracted me to The Callaway Bank.”
– Dave Toczylowski
A native Missourian and graduate of the University of Missouri – Columbia, he has enjoyed volunteering over the years with the United Way, Habitat for Humanity, and Missouri Stream Team. His work with Junior Achievement to inspire and prepare young leaders of tomorrow for success is especially gratifying. Toczylowski is also a member of the Walt Beumer Memorial Chapter of the National Wild Turkey Federation and the local chapter of Ducks Unlimited.
A resident of Columbia, he enjoys attending sporting events to support his nieces and nephews and spending time with family and friends. Outside of that, he also loves hunting and fishing and, on a rainy day, can often be found wrapped up in a good crime or historical novel.
Contact Dave today for your Commercial Lending needs!
Born and raised in Callaway County, Carson Humphreys has spent his entire life living and working in agriculture. He even resides on the same farm he grew up on located just south of Fulton, along with his wife and four sons. Such life experience provides the ag lender with valuable insight into the unique financial needs of local farmers.
After graduating from Fulton High School, Carson earned his Bachelor of Science in Animal Science from Northwest Missouri State University. He spent several years in the farm machinery industry before becoming an Ag teacher at Fulton High School. Now, the commercial lender is taking on a new adventure at The Callaway Bank to assist and work with Mid-Missouri’s agricultural community in a new way.
In his free time, the local can be found working on the farm and dedicating time to numerous agriculture and youth-focused programs — many of which impacted his life growing up. Carson proudly volunteers with the Callaway Youth Expo as a board member and a ham and bacon superintendent. He’s also the ham and bacon project leader for the 4-H club and continues to support the Fulton FFA.
headshot
NMLS #2034083
Brent’s enthusiasm for helping people reach their goals is exciting to witness. His strong and honest work ethic, combined with his ability to multitask, helps him balance his family, career, and farm goals.
He loves hunting, fishing, and working on the farm with his wife and their three boys while also serving in their church and watching football.
Supporting the United Way and volunteering with Junior Achievement to teach financial literacy to our young people are two significant efforts for Brent.
headshot
NMLS #757402
Josh Stephenson, President of the Boone County Market, has more than 15 years of lending experience and has been with The Callaway Bank since 2009. He received a Bachelor of Science from William Jewell College in Liberty, Missouri, and is also a graduate of The School of Banking in Springfield, Missouri. Josh is dedicated to the community he serves and is active with the Columbia Chamber of Commerce and the Lions Club. Josh coaches youth football and basketball in his spare time and farms a few hundred acres.
NMLS #757352
Bob has been a Commercial Lender with The Callaway Bank since 1998. Prior to joining the bank, Bob already had 12 years of commercial lending and financial service experience. Through his years of experience, Bob has gained expertise in the areas of real estate, rental property, construction, and equipment financing. He earned his Bachelor of Science in Business Administration and Master of Business Administration, with a focus in Finance and Banking, from the University of Missouri-Columbia. Bob is also very active in the local community. He is currently serving as the treasurer and board member for the Fulton High School Senior Parents Association, as well as a board member and treasurer for the Risk Management Association, and an advisory board member for the Callaway County United Way. He has also formerly served as the president for the Risk Management Association board, former president and vice president for the Callaway County United Way, former president and vice president for the Host Lions Club in Columbia, two-time former board member and treasurer for the Voluntary Action Center, and former deacon and treasurer for the board of his church. In his spare time, Bob enjoys sports, reading, seeing a good movie, and spending time with his family.
bob.fisher@callawaybank.com
headshot
Brian has been with The Callaway Bank since 2006, serving previously as a Personal Banker at the Main branch and Branch Manager at the South branch. In 2012, Brian transitioned into his current role as a Commercial/Real Estate Lender at the Main bank location in Fulton.
Brian, originally from Hatton, Missouri, graduated from William Woods University with a Bachelor of Science in Business Administration. Brian chooses to give back to his community by serving on the Callaway County United Way Board. During his spare time, he enjoys spending time outdoors, hunting, competitive pistol shooting, and being with his family and friends.
Free Home Loan Quote Apply For A Home Loan
Mike Wagner
Ways to Bank
Calculators
Apply For A Loan