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Discover the Business Credit Card for Your Needs

At The Callaway Bank, we understand that managing your business finances is key to your success. That’s why we offer two business credit cards—each designed to help you earn rewards, save money, and support your business growth. Whether you’re trying to earn points or get cash back, we have the right solution for you!

Choose the Right Card for Your Business

Rewards Credit Card: Earn 1 point for every $1 spent and redeem for gift cards, travel, merchandise, and local charitable donations. Perfect for businesses that want flexible, valuable rewards on everyday purchases. See how easy the Callaway Bank Rewards program makes earning points while you spend for your business needs!
Cashback Credit Card: Earn 1% cash back on all purchases—straightforward savings for your business. Ideal for businesses that prefer simple and consistent rewards.

Why Choose a Callaway Bank Business Credit Card?

With a business credit card from Callaway Bank, you get more than just great rewards — you get financial flexibility and a trusted partner to support your business every step of the way.

  • No Annual Fees: Our Rewards Credit Card and Cashback Credit Card have no annual fee, saving you money from the start. 
  • No Overlimit Fees: We believe in flexibility, so there are no overlimit fees with either card. Focus on growing your business without unexpected charges. 
  • Late Payment Flexibility: We understand business can be unpredictable. That’s why a late payment won’t increase your rate—giving you peace of mind for the unexpected. 
  • 24/7 Fraud and Zero Liability Protection: Both cards come with top-tier fraud protection, ensuring your transactions are safe and secure wherever you go. 
  • Mastercard Benefits: Mastercard offers worldwide acceptance and exclusive perks, making it easier to do business at home and abroad.  

Why Choose The Callaway Bank?

Local Expertise: We’re a community bank with deep roots in the area, dedicated to helping local businesses succeed.

Customized Solutions: Our business credit cards are designed to meet your business’s unique needs, whether you prefer rewards or cash back.

Trusted Partner: With years of experience and a commitment to excellent customer service, Callaway Bank is the trusted partner for your business banking needs. Our Business Banking Team is here to support all aspects of your financial journey—offering expert guidance and tailored solutions.

Take control of your business finances with a Callaway Bank Business Credit Card. Apply today and start earning rewards that make sense for your business.

Other Business Services from The Callaway Bank

Our credit cards and banking services allow you to support your community bank and give your business the flexibility it needs.

Pre-Qualify Today

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Lydia Sinden

Business Banking Specialist

Columbia (West Broadway)

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Lydia is a native of the Fulton area with deep family roots here in the community. After earning her dental assistant degree, she realized that was not her true passion thus leading her to her current position with us here at The Callaway Bank while continuing with her drive-in helping others.  

When she is not immersing herself in reading an enjoyable book or revamping a room in her home with creative decor, she can be found diving into some retail therapy or spending time with her pets. While her volunteering has taken a backseat lately, she is eager to dive back into the community and help again.  

 Lydia thrives on the opportunity to assist and reassure people that she is here to help them every step of the way. She is part of a supportive team dedicated to guiding clients through every financial process. Here at the Bank, she feels this close-knit group is a second family and enjoys sharing that same feeling with everyone she helps.   

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Madison Strain

Business Banking Specialist

Fulton (Downtown)

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Hailing from an agricultural community in Michigan, Madison has always felt a deep connection to farm life. Between 2018 and 2021, she embarked on a journey across the country, seeking new experiences and opportunities. During a dairy science internship in Florida, followed by a brief stop in Iowa, Madison’s passion for community and community-building opportunities grew. Now proud to call Mid-Missouri home, she is grateful for the chance to support communities in Callaway, Boone and all mid-Missouri counties.

Madison’s deep-rooted agricultural background and commitment to community service make her a valuable asset to The Callaway Bank’s Business Banking Team. Since joining the Bank, she has become known for her enthusiasm and dedication to client care. Her agricultural experience has endowed her with strong problem-solving skills and a hands-on approach, enabling her to excel in supporting local businesses.

Her most rewarding moments here at The Callaway Bank are spent championing the bank’s newest business clients, whether it’s assisting with grand openings or offering support at events. Knowing that she plays a vital role in meeting their banking needs, enabling them to focus on their enterprises.

Jacob Pestle headshot

Jacob Pestle

Business Banking Manager, VP

Columbia (West Broadway)

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Jacob Pestle, VP is the Business Banking Manager for The Callaway Bank.

A graduate of Rock Bridge High School, he also attended Columbia College. An Eagle Scout, Pestle attributes Boy Scouts Troop 4, Columbia with teaching him lifelong values and the importance of building good character to prepare him to be a conscientious and responsible leader in the banking industry.

Pestle is a member of the Columbia Chamber of Commerce and is a resident of Columbia, MO.

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Marty Matthews

Business Banking Specialist

Columbia (Chapel Hill)

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Marty Matthews is a Business Banking Specialist for The Callaway Bank. Get in touch with Marty to assist you today!

Kelli Desmond

Kelli Kelley

Deposit Documentation Specialist

Ashland

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Kelli Desmond is a Deposit Documentation Specialist at The Callaway Bank. Born and raised in mid-Missouri, she’s served the banking needs of Ashland-area residents since 2018. Her years of industry experience offer helpful insight to both personal and commercial banking customers.

While Kelli has worked at institutions of all sizes, she was drawn to The Callaway Bank for its abilities to offer the best of both worlds — small town connections with big opportunities. Outside of the Bank, she enjoys spending time with her daughters. From traveling to cooking and DIY projects, she also enjoys a challenge and has an inclination for adventure.